Welcome to Equity Mortgage Release

We are a website committed to providing free and impartial guidance to anyone that is considering using Equity Release.

We don’t offer any products and neither do we recommend any advisors or providers.  Our approach is to provide truly independent support to you, as we recognise that using equity release is a big decision for many people.  

General information on Equity Release

Equity Release Calculator

An equity release calculator allows you to effectively ‘try before you buy’ and plan ahead. It’s a great way to see how much capital you can (and should) release from your home. This articles explains how they work.

How Does Equity Release Work?

Equity release generally involves stumping up the entirety or a portion of the value of your property in return for cash. The cash can be spent however you wish. This article looks at how it works in more detail.

pros and cons of equity release

Pros & Cons of Equity Release

Equity release schemes do have many benefits – but they aren’t suitable for everyone. Each individual provider and type of scheme will also have individual positives and drawbacks.  This article looks at what you need to look out for.

Lifetime Mortgages

what is a lifetime mortgage

What is a Lifetime Mortgage?

Lifetime mortgages are relatively new to the market – but their growing popularity means they’re already an industry staple. Increasingly people are looking to access cash with no strings attached in retirement. 

lifetime mortgage providers (1)

Lifetime Mortgage Providers

If you are considering getting a lifetime mortgage, you will want to take a look at the leading lifetime mortgage companies. This article looks at who the main UK providers are and what they offer.

Drawdown Lifetime Mortgage

A drawdown mortgage allows homeowners to withdraw an initial cash lump sum, while having the flexibility to borrow more at a later date. You can then ‘draw down’ this equity when you please under terms agreed with the lender.

Home Reversion Plans

What is a Home Reversion Plan?

A home reversion plan is a form of equity release scheme. Equity release schemes are a way of releasing some of the value of your property in exchange for cash. Lifetime mortgages are another type of equity release scheme.

Home Reversion Calculator

An equity release home reversion plan calculator gives you an idea of how much money you can get with home reversion. Typically, equity release may range between 20%-60% of the value of your property.

Home Reversion Companies

A mixture of companies such as insurance providers and retirement providers offer home reversion in the UK. There are far more lifetime mortgage providers than home reversion providers. 

Paying for Care

Paying for Care

The cost of care can be a stressful issue at a sensitive time. Funding care is an important consideration when planning your income in retirement and long term care. This article looks at the different options available.

care home costs

Care Home Costs

If you are looking for a care home in the UK for yourself or a loved one, you may feel concerned or confused about care home prices. The content in this article will answer the most frequently asked questions about the UK’s care home fees. 

Home Care Costs

The cost of home care packages in the UK will depend on the number of hours that homecare services are required. This article will help you work out what your home care costs could be if you are looking for care.